1. Introduction
2. Company Information
WPS Advisory Limited is authorised and regulated by the Financial Conduct Authority (FCA). Our Financial Services Register number is 624546.
WPS Advisory Limited is registered in England & Wales under Company Number 08874015. Our registered office address is: 7 St John Street, Mansfield, Nottinghamshire, NG18 1QH.
3. Services Provided
3.1 We provide financial advice services to our clients, which include but are not limited to investment advice, retirement planning, tax planning, and financial health assessments.
3.2 Our services are facilitated through the use of the LifeStage App, which allows us to access and view your financial data to provide more tailored advice.
4. User Eligibility
4.1 To use our services, you must be at least 18 years old and legally capable of entering into a binding contract under UK law.
4.2 By using our services, you represent and warrant that you meet these eligibility requirements.
5. Data Access and Privacy
5.1 By using our services, you grant us permission to access and view your financial data through the LifeStage App.
5.2 We are committed to protecting your privacy and data security. All data accessed through the LifeStage App will be handled in accordance with our Privacy Policy and relevant data protection laws, including the General Data Protection Regulation (GDPR).
5.3 You have the right to withdraw your consent for us to access your financial data at any time by notifying us in writing.
6. Client Responsibilities
6.1 You are responsible for ensuring the accuracy and completeness of the information you provide to us and through the LifeStage App.
6.2 You must keep your login credentials for the LifeStage App confidential and not share them with any third party.
6.3 You agree to notify us immediately if you suspect any unauthorized access to your financial data or the LifeStage App.
6.4 You are responsible for making all arrangements necessary for you to have access to the Service (for example ensuring you have an available internet connection).
6.5 If you become a registered user of the Service and create an account (“User Account”) with us, you will require a valid email address and will be asked to enter a username, password and any other piece of information we deem necessary as part of our security procedures. You must treat such details and information as confidential. You are responsible for everything done using your User Account. In order to create a User Account, you must be at least 18 years of age and resident in the UK.
6.6 You must provide us with your contact details in the form of your email address, and any other details we collect from you at registration, so that we can administer the Service and your User Account. You must not impersonate or try to impersonate another person when providing us with information. If you think that someone else may have access to, or be using, your password or User Account without your consent, you must tell us as soon as possible by emailing support@lifestageadvice.com.
6.7 By creating a User Account, you certify that all information you provide in the registration is accurate. You must have a valid email address registered with us at all times. If an email that we send to you should bounce for some reason, your User Account may be temporarily suspended until you contact us with a verifiable address.
7. Limitation of Liability
7.1 Our services are provided on an “as-is” and “as-available” basis.
7.2 We shall use commercially reasonable endeavours to make the Services available 24 hours a day, seven days a week, except for routine and emergency maintenance. However, access to the Service is not guaranteed. From time to time we may withdraw or amend any of the content and services provided without notice. We will not be liable if the Service or any content is unavailable at any time for any reason. From time to time, we may restrict access to some parts of the Service, or the entire Service, including to users who have registered with us.
7.3 By creating a User Account you consent to receive regular communications from us regarding the Service. These communications will include important notifications, updates and information regarding the Site or the Service. If you do not want to receive communications regarding the Service, you must cease to use the Service and ask us to delete your account.
8. Changes to Terms
8.1 We reserve the right to modify these Terms at any time. Any changes will be posted on our website and will become effective immediately upon posting.
8.2 Your continued use of our services after any changes to these Terms will constitute your acceptance of such changes.
9. Termination
9.1 We may terminate or suspend your access to our services at any time, without prior notice or liability, for any reason, including if you breach these Terms.
9.2 Upon termination, your right to use our services will immediately cease, and you must discontinue all use of the LifeStage App.
10. Governing Law
11. Contact Us
If you have any questions about these Terms, please contact us at:
LifeStage (WPS Advisory Limited)
Suite A, 5th Floor
West One
Newcastle upon Tyne
NE1 3PA
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.
